(615) 952-1010
    1881 General George Patton Drive, Suite 100, Franklin, TN 37067
    Worth Roofing Company Logo
    Roof Replacement Franklin, TN

    Franklin Insurance Claim Roof Replacement

    Project Overview

    This extensive project in Franklin, Tennessee, involved a full roof replacement funded through a homeowner's insurance claim following a severe hailstorm that swept through Williamson County.

    Worth Roofing Company guided the homeowner through the entire claims process, from the initial drone inspection that documented the hail impacts to the final installation of a premium roofing system that restored the home's beauty and structural integrity.

    The Roofing Challenge

    The primary challenge was documenting the full extent of the damage for the insurance review. The homeowner's initial claim had been partially denied because functional damage on the steeper, less accessible slopes of the roof was initially missed.

    Furthermore, the home featured a complex roofline with multiple valleys, dormers, and a steep pitch, making both the inspection and the eventual installation highly technical and labor-intensive.

    Inspection Findings

    Our team utilized drone technology and high-resolution photography to safely document the upper slopes that the initial adjuster had bypassed. We found clear, undeniable evidence of hail bruising that had fractured the fiberglass mat of the shingles.

    We also documented collateral damage to the soft metals on the roof, including dented exhaust vents and damaged chimney flashing, which corroborated the severity of the hail impacts.

    Recommended Roofing Solution

    We requested a re-inspection with the insurance company and met the new adjuster on-site. After additional documentation and photographic evidence were provided during the insurance review process, the homeowner received approval for a full roof replacement.

    We proposed replacing the damaged roof with a high-wind rated architectural shingle system, paying special attention to the complex valleys and dormer tie-ins to ensure absolute waterproofing.

    Installation Process

    1

    Documentation & Assistance

    We provided the homeowner and adjuster with detailed photographic evidence and inspection reports to assist during the insurance review process.

    2

    Safety Setup

    Due to the steep pitch, our crews utilized advanced safety harnessing and scaffolding to protect the workers and the property.

    3

    Precision Tear-Off

    We carefully removed the old materials, paying close attention to the delicate dormer siding and complex valley intersections.

    4

    Advanced Waterproofing

    We installed extensive ice and water barriers in the valleys and step flashing along the dormer walls to prevent future leaks.

    5

    Final Installation

    The new architectural shingles were installed with precision, restoring the home's elegant Franklin aesthetic.

    Why This Was Appropriate

    A full replacement was the only option, as the hail had systematically destroyed the waterproofing capability of the shingles across all slopes. Leaving the roof as-is would have resulted in massive interior water damage within months.

    Our specialized approach to the complex roofline helped provide long-term protection and reliable performance during Middle Tennessee weather conditions.

    Common Questions

    Do not accept a denial if you suspect damage. Contact a professional roofer like Worth Roofing Company. We can perform a detailed inspection and request a re-inspection with the adjuster, providing the necessary documentation and photographic evidence to assist during the review process.

    Typically, the insurance company issues checks to the homeowner (often requiring a mortgage company endorsement). The homeowner then pays the roofing contractor according to the agreed-upon contract.

    We use OSHA-compliant safety equipment, including roof jacks, toe boards, and personal fall arrest systems (harnesses) to ensure our crews work safely and efficiently on steep pitches.

    Project Details

    Materials Used
    • Premium Architectural Shingles (Wind rated up to 130 mph)
    • Heavy-duty Ice and Water Shield (applied generously in all valleys and low-slope areas)
    • Synthetic Underlayment
    • New custom-bent step flashing for dormer walls
    • Upgraded ridge ventilation

    Benefits to Homeowner

    • Provided the critical documentation and inspection findings needed for the homeowner to successfully navigate the insurance review process.
    • Provided superior protection against future storms with high-wind rated materials.
    • Ensured long-term waterproofing in complex architectural areas (valleys and dormers).
    • Dramatically enhanced the curb appeal of the property.
    • Delivered a stress-free experience by assisting with the documentation and communication throughout the insurance process.
    Get a Free Estimate

    Expert Roofing in Franklin, TN

    Franklin homeowners choose us because we have the expertise to handle complex insurance claims and the technical skill to execute difficult installations on high-end homes.

    Our 5-star Google rating and 40+ years of experience mean we are a trusted, local authority in Williamson County.

    We specialize in insurance claim roof replacements and storm damage restoration for homeowners throughout Franklin, TN, and the greater Middle Tennessee area.